From October 16–19, 2025, over 60 participants gathered for the annual Labourers’ Retreat under the thought-provoking theme, “Money.” The four-day retreat created space for meaningful reflection and teaching on this subject that Christians often overlook.
The National Director, in his welcome address, emphasized that the retreat aimed to explore both the spiritual and physical aspects of money in the life of a Christian. He mentioned that money is a fundamental part of life, impacting families and communities, and that education and godly wisdom can bring release from the grip of poverty. He also highlighted how satan has long used financial suppression to attack God’s work, including the Navigators in Ghana.
The “God-focused” sessions were led by Mrs. Ivy Mawuko, mainly on Financial Discipleship. Her devotion times reminded participants that although money is central to daily life, many Christians rarely study what the Bible teaches about it, yet the Bible contains more than 2,300 verses on money and possessions. She spoke on themes such as Learn, Apply, Multiply, drawing from her work with the Compass Finance Ministry, a Navigator partner organization. She taught that money can either draw us closer to God or become a rival for our devotion, using examples such as Zacchaeus, the widow’s mite, and the rich young ruler.
Mrs. Mawuko also spoke extensively about the five pillars of financial discipleship: Ownership – Recognizing that God owns everything (Psalm 24:1), Surrender – Yielding our resources to God’s direction, Choice – Choosing God over money, Multiplication – Growing what God has entrusted to us. Eternal Focus – Using resources for lasting, kingdom purposes. She encouraged participants to manage money with integrity: spend less than they earn, avoid unnecessary debt, give generously, and seek God’s guidance in every financial decision.
Mr. Emeka Ohahuru, an MPD coach from The Navigators Nigeria, also shared on “Cultivating a Culture of Generosity.” He explained that developing a new culture of stewardship is vital to fulfilling the Navigators Ghana 5-year strategic plan, which includes building laborers, strengthening administrative structures, and expanding the movement, among others. Inferring from passages such as Acts 2:42–47 and 2 Corinthians 8, he challenged leaders to model generosity, build accountability and trust, and establish structures that make giving easier and more transparent. “The hand only releases what the heart wills,” he reminded the audience, urging everyone to take personal responsibility for funding the mission and to lead by example in generosity.
In addition, Mr. Charles Antwi spoke on Giving as a Reflection of the Heart. He reminded participants that Jesus is the perfect model of generosity, and that giving should be an act of gratitude and love, not obligation. Quoting from 1 Samuel 25:15–16 and 1 Timothy 5:8, he encouraged believers to give thoughtfully and cheerfully, always seeking God’s direction in their giving.
Furthermore, Mrs. Afua Osei led a practical session on “Principles of Financial Planning,” Where she discussed goal setting, budgeting, saving, investment, and wealth protection, all supported by biblical truth. She cautioned participants to never spend or eat their seed, emphasizing purposeful spending, consistent saving, and giving towards the Gospel advancement. Making references from Proverbs 10:22 and Acts 9:36, she encouraged attendees to practice contentment and to use resources to bless others.
Other sessions that added depth and excitement to the retreat were the networking and workshop sessions, where both the older and younger participants openly shared their financial journeys and discussed practical ways to apply the lessons learned throughout the retreat. On the last morning before departure, Prof. Richard Adanu climaxed the Talks with key biblical and practical ways by which Christians can advance the Gospel of Jesus with their money.
In closing, Mr. John Ansah, the National Director, expressed gratitude to the facilitators and participants for their engagement and openness. He encouraged all labourers to apply the lessons learned and begin to view money not merely as a material resource, but as a spiritual tool for advancing God’s kingdom. The retreat was a rich time of learning, reflection, and renewal as participants left equipped with a deeper understanding of stewardship, practical financial principles, and a renewed commitment to use money as a means of worship and mission.
Keep praying that all lessons and takeaways will become applicable in the lives of all participants.
